National Home Owner’s Warranty Day

February 10th is National Home Owner’s Warranty Day! While, this day was officially coined in 2016 and was meant to bring awareness to homeowners about protecting
their home, consumers have long been concerned about products meeting a certain standard of quality and having some recourse to protect themselves.

If you own a home or are thinking about purchasing a home soon, it’s wise to research home warranty plans to find one that fits your needs. Often, companies will
offer a free quote upfront to see how much your plan would cost and explain the coverages. That being said, it’s very important when choosing a home warranty
company, that you understand the support and coverages you’ll receive, as they can vary. This includes coverage levels, your monthly payment, your potential savings,
and the claim process.

You may wonder why you would need a home warranty policy if you already have a homeowners insurance policy for your residence. While it is true they both cover
some of the same or similar items, the difference would be in what circumstances each is used.

Homeowners insurance provides a financial coverage that comes into play if there is sudden damage to your home or the structure of your home, or even the loss of your
property. For example, if there is a fire on your stove, a homeowners insurance policy would most likely provide coverage for any damage to your kitchen and the loss of
your appliances. This is just one example of homeowners insurance coverage. Whereas, a home warranty will offer coverage in the case of a major home system or
appliance failure under normal usage and wear and tear. So as you can see, they are very different. A homeowners warranty can be advantageous and another tool in your homeowner’s tool kit, one that ideally will save you money on those unexpected repairs.

Owning a home is an investment, an investment in your future. It can generally save you money and become quite valuable, but we often forget how expensive repairs,
damage or issues can cost. Whether it’s your refrigerator or an electrical issue, home warranty plans can be a saving grace to protecting your investment and saving your


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About the Author

Brittany has been a PCS Mentor  with Milhousing Network for over 2 years, and loves being able to help other military families! Her husband is active duty in the Army, and their family recently purchased their first home in Maryland. Their first duty station was in San Antonio, and she loves the city!