For military families choosing a bank can be a tough choice. For those who did not grow up in a military family, we can remember the days of using a local bank. A place where we would deposit our checks every other Friday and walk inside to withdraw money. At some point, we closed that account and opened a new one someplace else. While it might have been to find a more national-level bank than someplace local, there is a lot to consider when making that choice.
One of the worst things that can happen as a military family living a nomadic lifestyle is to be living at one location, and our bank is hundreds of miles away. When it comes time to call someone over an issue, it could be difficult navigating the time zones or even get past an automated system. Knowing around-the-clock customer service can go a long way to helping you feel like any issue or question can be quickly answered.
It is essential to have a bank that understands our needs as a military family. A place that will be able to notice the difference between actual fraud and our spouse going TDY or on a rotation somewhere. We want an institution that will not charge outrageous fees for cash withdrawals at ATMs or steep overdraft fees when the military pay gets delayed to government shutdowns, and the bills are set on autopay. When it comes down to it, we want a bank that can handle all our money needs and make it easy no matter what stage of life we might be in., which includes helping to set up our children for their banking needs.
Armed Forces Bank aims to do just that. With locations across the country, AFB strives to make everything as seamless as possible. When you join the family, you will also have the ability to bank at Academy bank locations, including free access to over 30,000 ATMs. Integrated into all of that is receiving your military pay an extra day in advance and the easy convenience of online banking with your phone. On top of everything, AFB also offers the lowest fees on overdraft charges and methods such as Saving Cents to help make saving for a rainy day seamless.
No one wants to have various accounts at various places, and that’s why Armed Forces Bank makes it easy for everyone by offering accounts that meet your needs. Everything from checking and savings for yourself to accounts for your children, money market accounts, certificates of deposit, and IRA’s. Having one place to meet all your needs makes it easy to manage your money.
When you’re shopping around for a bank for yourself or your children, make sure you choose a bank that values our community and can meet our needs. Take the time to ask a representative all your questions, and how they handle any past issues you had previously. That customer service and the wide arrange of services will make it easy for you no matter where the military may send you!
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